California utilizes a tort system for auto insurance. A tort system means someone must be found to be at fault for causing the accident, and that person and his insurance company will be responsible for paying for all charges incurred in an accident, from medical bills to car repairs and possibly additional damages for pain and suffering as well as loss of income.

It is of extreme importance that you not sign or settle your claim until you have been evaluated for your injury. If you accept a settlement before your injury is fully evaluated and treated, you will be solely responsible for your medical expenses and will have to pay out of your own pocket for your care.

At our San Jose Chiropractic office we do accept auto accident patients on a lien, meaning that you don’t have to pay anything up front or out of pocket. We take our payment after the insurance company has settled your claim.